IPR Terms and conditions

Please read these terms and conditions carefully before viewing this website. Together with our privacy and cookies policy they govern our relationship with you in relation to this website.

IPR and investmentproductresearch.com are trading names of Investment Product Research Limited.

These Terms and Conditions constitute an agreement between you (the user) and IPR relating to your use of the website. By accessing this website and the contents available to you, you agree that you have read and agreed to these Terms and Conditions (as presented herein and as updated from time to time).

Unless otherwise specified, the content on this website is directed solely at those who access it from the United Kingdom. We make no representation that the content of the website is appropriate or available for use by any other user.

Unless otherwise specified all content and materials published on the website are presented for use by individuals and professional advisers. There is a section of the website that is solely for the use of authorised financial advisers and the information therein must not be used or relied upon by private investors. Total responsibility and risk for use of the website and use of available content remains with the user. The information given on the website is for information only and does not constitute investment, legal, accounting or tax advice, or a representation that any investment or service is suitable or appropriate to individual investors.

IPR does not offer investment, tax, accounting and legal or regulatory advice and assumes no liability whatsoever in connection with use of this website or the information provided. Prospective investors should consult with their professional advisers.

The information contained within this website does not constitute a financial promotion, an offer to sell, the solicitation of an offer to buy or sell, or any form of professional advice.

We reserve the right to correct, alter, suspend or remove any content of the website at any time without notice.

We may alter these Terms and Conditions at any time without notice and post the new version on the website, following which all use of the website will be governed by that revised version.

You should check these Terms and Conditions regularly and thoroughly.

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the jurisdiction of the Courts of England and Wales, to which each party submits.

Considerable care has been taken to ensure the information contained within this website is accurate and up-to-date, however no warranty is given as to the accuracy or completeness of any information and no liability is accepted for any errors or omissions in such information.

You agree that we shall not be liable in contract, tort or otherwise howsoever arising out of or in connection with these Terms and Conditions or your use or inability to use the website for any direct, indirect or consequential loss or damage including without limitation for any loss of data, profit, use or revenue (in each case whether direct or indirect) provided that nothing in these Terms and Conditions shall be construed as to limit our liability for death or personal injury caused by our negligence or for our fraud.

You agree that you shall not attempt to interfere with the proper working of the website and, in particular, you shall not attempt to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, router or any other Internet connected device relating to the website.

This website may not be reproduced (in whole or in part), transmitted (by electronic means or otherwise), modified, linked to or used for any public or commercial purpose without the prior written permission of IPR.

You may print or download materials from this website for your own personal, non-commercial use provided that :

Risk Warnings

Full details of specific risks which may apply will be detailed in the product brochure for each plan and should be read and fully understood before investing. Tax reliefs available under current UK legislation may change and their availability and value depend on individual circumstances. You should always consult a specialist tax adviser for further information before proceeding with a transaction.

Linked sites

On the website you may be offered various links to other sites which we hope will be informative. We do not, however, accept any responsibility for the content of those sites, the owners of which do not necessarily have any association, commercial or otherwise with us. It is your responsibility to check the Terms and Conditions and privacy policy on any other website you visit.


All copyright and other intellectual property rights in the content, design and layout of this website is owned by us or our licensors. All rights are reserved. You may copy electronically and print in hard copy portions of the website solely for your non-business related purpose of using the website to seek information of the kind shown by the website. Any other use of any materials or content on the website (including reproduction for purposes other than that noted above, amendment, updating, distribution or republication) without our prior written consent is prohibited.

By proceeding, you acknowledge that you have read, understood and agree to these terms and any additional terms and conditions described on individual pages of the website. If you do not accept these Terms and Conditions, please do not continue to use or access any pages of this website.